Insurance

Affordable Health Insurance Options for Obamacare – Revisited for 2017

The current health care options can be overwhelming. This article is an attempt to make the choices a bit clearer. If you own your own business or work for an employer that does not provide health insurance coverage, you now must buy insurance or pay the penalty for not having insurance on your tax return. This applies to every working person in the USA.

So what are your options?
Qualifies for ObamaCare exemption:
1. Sign up at your state’s health care exchange online or at the federal government site healthcare.org.

Fill out an application and your federal tax savings will be calculated (if any). Then choose one of the plans that are offered in your state. Your federal tax savings will show as an automatic deduction on the plans available. Some states only offer 1 option, others offer many options. This is the easiest avenue to take.

2. Health care sharing ministry

These are voluntary, charitable membership organizations that share medical expenses among the membership.  Members of recognized health care sharing ministries are exempt from the requirement to have health insurance.

Samaritan Ministries –. http://samaritanministries.org

Christian Care Ministry (Medi-Share) – https://mychristiancare.org/medi-share/

Liberty HealthShare – https://www.libertyhealthshare.org

Healthcare sharing ministries operate entirely outside of ObamaCare’s regulations, and typically offer benefits for about half the cost of similar health insurance.

3. Natural Medicine Healthcare.

GreenSurance– an alternative to Obamacare that recognizes natural medicine mygreensurance.com

O’Na HealthCare – an alternative to Obamacare, this is a healthcare co-operative formed under a Native American Tribal Community. Includes coverage for complimentary and natural modalities, services, and protocols including nutritional supplements, homeopathic remedies, herbs and more. Onacare.com

4. Health care cooperatives

Some consumer-owned health care co-ops provide prepaid health care services to their members, while others may pool resources to purchase health insurance at a better rate. […]

By |October 9th, 2016|Insurance|

Health Insurance Options 2016

The current health care options can be overwhelming. This article is an attempt to make the choices a bit clearer. If you own your own business or work for an employer that does not provide health insurance coverage, you now must buy insurance or pay the penalty for not having insurance on your tax return. This applies to every working person in the USA.

So what are your options?

Qualifies for ObamaCare exemption:

1. Sign up at your state’s health care exchange online or at the federal government site healthcare.org.

Fill out an application and your federal tax savings will be calculated (if any). Then choose one of the plans that are offered in your state. Your federal tax savings will show as an automatic deduction on the plans available. Some states only offer 1 option, others offer many options. This is the easiest avenue to take.

2. Health care sharing ministry

These are voluntary, charitable membership organizations that share medical expenses among the membership.

Samaritan Ministries, Christian Healthcare Ministries, and Christian Care Ministry (Medi-Share) are open to practicing Christians, while Liberty HealthShare is open to those who are committed to religious liberty.

Healthcare sharing ministries operate entirely outside of ObamaCare’s regulations, and typically offer benefits for about half the cost of similar health insurance.

3. Natural Medicine Healthcare.

As a first of its kind co-op solution, GreenSurance combines savings, exemption, choice and freedom to people who follow healthy life-style choices. Alternative health care is encouraged and reimbursed.

Another option is O’NA HealthCare, an American Indian tribal health co-operative. Members are encouraged to see practitioners within the tribal health care system, but will reimburse if there are no in-network practitioners or hospitals closeby.

4. Health care cooperatives

Some consumer-owned health care co-ops provide prepaid health care services […]

By |January 7th, 2016|Insurance|
Western Independent Media Developers